:root {
            --bg-color: #F8FAFC;
            --primary-text: #0F172A;
            --secondary-text: #64748B;
            --primary-color: #2563EB;
            --secondary-color: #DBEAFE;
            --accent-btn: #1D4ED8;
            --white: #ffffff;
        }

        body {
            font-family: 'Plus Jakarta Sans', sans-serif;
            background-color: var(--bg-color);
            color: var(--primary-text);
            line-height: 1.6;
        }

        h1, h2, h3, h4, h5 {
            font-weight: 800;
            color: var(--primary-text);
        }

        /* 1] Navbar */
        .navbar {
            padding: 25px 0;
            background: transparent !important;
        }
        .navbar-brand {
            font-weight: 800;
            font-size: 1.5rem;
            color: var(--primary-text) !important;
        }
        .navbar-brand i {
            color: var(--primary-color);
            margin-right: 10px;
        }
        .nav-link {
            color: var(--primary-text) !important;
            font-weight: 600;
            margin: 0 15px;
            font-size: 0.95rem;
        }
        .nav-link:hover {
            color: var(--primary-color) !important;
        }
        .btn-nav-cta {
            background-color: var(--accent-btn);
            color: white !important;
            border-radius: 8px;
            padding: 10px 25px;
            font-weight: 700;
            transition: 0.3s;
        }
        .btn-nav-cta:hover {
            background-color: var(--primary-text);
            transform: translateY(-2px);
        }

        /* 2] Hero Section */
        .hero {
            padding: 120px 0;
            background: linear-gradient(rgba(248, 250, 252, 0.8), rgba(248, 250, 252, 0.8)), url('https://images.pexels.com/photos/1571460/pexels-photo-1571460.jpeg?auto=compress&cs=tinysrgb&w=1260&h=750&dpr=2');
            background-size: cover;
            background-position: center;
            border-radius: 0 0 50px 50px;
        }
        .hero h1 {
            font-size: 3.5rem;
            line-height: 1.2;
            margin-bottom: 20px;
        }
        .hero p {
            color: var(--secondary-text);
            font-size: 1.2rem;
            max-width: 600px;
            margin-bottom: 40px;
        }

        /* Section Global Styles */
        section { padding: 100px 0; }
        .section-title { margin-bottom: 60px; }
        .btn-primary-custom {
            background-color: var(--primary-color);
            color: white;
            padding: 15px 40px;
            border-radius: 8px;
            font-weight: 700;
            text-decoration: none;
            display: inline-block;
            transition: 0.3s;
        }
        .btn-primary-custom:hover { background-color: var(--accent-btn); transform: translateY(-3px); }

        /* 3] About Us */
        .about-img {
            border-radius: 20px;
            box-shadow: 0 20px 40px rgba(15, 23, 42, 0.1);
        }
        .about-desc {
            color: var(--secondary-text);
            text-align: justify;
        }

        /* 4] Counter */
        .counter-section {
            background-color: var(--primary-color);
            color: white;
            padding: 60px 0;
            border-radius: 20px;
        }
        .counter-item h2 { color: white; font-size: 3rem; margin-bottom: 0; }
        .counter-item p { font-weight: 500; opacity: 0.9; }

        /* 5] Vision & Mission */
        .vm-card {
            background: var(--white);
            padding: 40px;
            border-radius: 20px;
            border: 1px solid #e2e8f0;
            height: 100%;
        }

        /* 6] Why Choose Us & Work Process */
        .feature-box {
            padding: 30px;
            transition: 0.3s;
        }
        .feature-box i {
            font-size: 2.5rem;
            color: var(--primary-color);
            margin-bottom: 20px;
        }

        .process-step {
            text-align: center;
            position: relative;
        }
        .step-num {
            width: 50px;
            height: 40px;
            background: var(--secondary-color);
            color: var(--primary-color);
            display: inline-flex;
            align-items: center;
            justify-content: center;
            border-radius: 50%;
            font-weight: 800;
            margin-bottom: 20px;
        }

        /* 7] Services */
        .service-card {
            background: var(--white);
            border-radius: 20px;
            overflow: hidden;
            border: none;
            box-shadow: 0 10px 30px rgba(0,0,0,0.05);
            height: 100%;
        }
        .service-img { width:100%;height: auto; }
        .service-body { padding: 30px; background-color: #f1f5f9; } /* bg-light requested */
        .service-body p { min-height: 180px; }

        /* 8] Loan & Mortgage */
        .loan-section {
            background-color: var(--secondary-color);
            border-radius: 30px;
            padding: 60px;
        }

        /* 9] Reviews */
        .review-card {
            background: var(--white);
            padding: 30px;
            border-radius: 15px;
            border-left: 5px solid var(--primary-color);
        }

        /* 11] Contact */
        .contact-box {
            background: var(--white);
            padding: 50px;
            border-radius: 30px;
            box-shadow: 0 20px 40px rgba(0,0,0,0.05);
        }
        .form-control {
            padding: 15px;
            border-radius: 10px;
            border: 1px solid #e2e8f0;
            margin-bottom: 20px;
        }

        /* 12] Footer */
        footer {
            background-color: var(--primary-text);
            color: #94a3b8;
            padding: 100px 0 30px;
        }
        footer h5 { color: white; margin-bottom: 30px; }
        footer a { color: #94a3b8; text-decoration: none; display: block; margin-bottom: 12px; }
        footer a:hover { color: var(--primary-color); }
        .footer-bottom {
            border-top: 1px solid #1e293b;
            margin-top: 60px;
            padding-top: 30px;
            font-size: 0.9rem;
        }